Punctuation
Oxford Comma: When to Use It and Avoid Ambiguity

The Oxford comma, also called the serial comma, appears before the final conjunction in a list of three or more items. Whether you normally use it depends on the style you follow, but clarity remains the goal.
The basic pattern
With a serial comma: We need paper, envelopes, and stamps. Without it: We need paper, envelopes and stamps. Both patterns occur in edited English. A two-item coordination such as paper and stamps is not a serial-comma case.
Follow the required style
If an editor, employer or course specifies a style guide, follow that guidance consistently. Do not assume every organization follows the same convention. Where no style is specified, choose a consistent approach and check each sentence for ambiguity.
When a list could be misread
Consider: I thanked my coaches, Sam and Jo. This could identify the coaches as Sam and Jo or intend three separate entries. A comma may help in context, but rewriting is clearer: I thanked Sam, Jo, and my two coaches. Choose wording that communicates the intended people.
When punctuation alone is insufficient
A list containing descriptions, names or internal conjunctions may remain unclear after adding a comma. Separate the items, change their order or use a longer explanation. The task is to make the relationship clear, not to prove that one punctuation mark solves every ambiguity.
Complex lists need a different tool
When list items already contain commas, semicolons can separate the larger units: The speakers came from Lima, Peru; Accra, Ghana; and Oslo, Norway. This is a list-separation problem, distinct from the general serial-comma preference.
Practice with meaning first
Write a list of three places, then a list of three people with descriptions. Ask someone to identify the items. If their interpretation differs from yours, revise the sentence before deciding which comma convention to apply.
Sources and further reading
Apply what you learned
Add the serial comma: We ordered soup, bread and tea.
Show answer and explanation
We ordered soup, bread, and tea.
The comma before and is the Oxford comma. Follow your required style, but rewrite an ambiguous sentence if punctuation alone cannot make the meaning clear.